ELK STATE BANK
CLYDE, KANSAS · FDIC Cert #15259
Capital & Safety Analysis
According to FDIC financial data, ELK STATE BANK holds a Tier 1 capital ratio of 14.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ELK STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ELK STATE BANK shows strong financial health indicators. With $132M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ELK STATE BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 14.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ELK STATE BANK holds $132M in total assets and $94M in total deposits. It is located in CLYDE, KANSAS (FDIC Certificate #15259).
ELK STATE BANK has a Tier 1 capital ratio of 14.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.48%.
Yes. ELK STATE BANK is FDIC-insured (Certificate #15259). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.