Is Dolores State Bank Safe?
Dolores State Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (63/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.00% | 100/100 |
| Nonperforming Loan Ratio | 0.59% | 88/100 |
| Liquidity Ratio | 20.65% | 63/100 |
| Return on Assets | 2.01% | 100/100 |
| Total Assets | $0.4B | |
How does Dolores State Bank compare?
With a Bank Health Score of 87/100, Dolores State Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Colorado, where 62 FDIC-insured banks are headquartered, Dolores State Bank ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 20.00% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.59% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Dolores State Bank's Bank Health Score fell by 3.0 points to 87/100. Tier 1 capital was essentially flat at 20.00%.
Dolores State Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (63/100).