Is Dewitt Savings Bank Safe?
Dewitt Savings Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (13/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 21.32% | 100/100 |
| Nonperforming Loan Ratio | 0.26% | 95/100 |
| Liquidity Ratio | 35.41% | 100/100 |
| Return on Assets | -0.17% | 13/100 |
| Total Assets | $0.1B | |
How does Dewitt Savings Bank compare?
With a Bank Health Score of 90/100, Dewitt Savings Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Dewitt Savings Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 21.32% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.26% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Dewitt Savings Bank's Bank Health Score held roughly steady at 90/100. Tier 1 capital weakened by 0.87 percentage points to 21.32%. Quarter-over-quarter, the score rose by 2.0 points.
Dewitt Savings Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (13/100).