DEWITT SAVINGS BANK
CLINTON, ILLINOIS · FDIC Cert #29535
Capital & Safety Analysis
According to FDIC financial data, DEWITT SAVINGS BANK holds a Tier 1 capital ratio of 21.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DEWITT SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DEWITT SAVINGS BANK shows strong financial health indicators. With $144M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DEWITT SAVINGS BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 21.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DEWITT SAVINGS BANK holds $144M in total assets and $125M in total deposits. It is located in CLINTON, ILLINOIS (FDIC Certificate #29535).
DEWITT SAVINGS BANK has a Tier 1 capital ratio of 21.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is -0.17%.
Yes. DEWITT SAVINGS BANK is FDIC-insured (Certificate #29535). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.