Is Dakota Community B&T NA Safe?
Dakota Community B&T NA has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.13% | 86/100 |
| Nonperforming Loan Ratio | 0.06% | 99/100 |
| Liquidity Ratio | 41.44% | 100/100 |
| Return on Assets | 1.27% | 71/100 |
| Total Assets | $1.2B | |
How does Dakota Community B&T NA compare?
With a Bank Health Score of 92/100, Dakota Community B&T NA sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within North Dakota, where 55 FDIC-insured banks are headquartered, Dakota Community B&T NA ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 13.13% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.06% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Dakota Community B&T NA's Bank Health Score improved by 3.0 points to 92/100. Tier 1 capital strengthened by 0.65 percentage points to 13.13%.
Dakota Community B&T NA has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (71/100).