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BankHealth

DAKOTA COMMUNITY B&T NA

HEBRON, NORTH DAKOTA · FDIC Cert #15728

A
Health Score
92/100
$1.2B
Total Assets
$1.1B
Total Deposits
13.13%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, DAKOTA COMMUNITY B&T NA holds a Tier 1 capital ratio of 13.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DAKOTA COMMUNITY B&T NA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.06%
Nonperforming Loans
Low — healthy loan portfolio
41.44%
Liquidity Ratio
Strong — can meet withdrawal demands
1.27%
Return on Assets
Profitable — earning well on assets
$1.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

DAKOTA COMMUNITY B&T NA shows strong financial health indicators. With $1.2B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

DAKOTA COMMUNITY B&T NA has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 13.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

DAKOTA COMMUNITY B&T NA holds $1.2B in total assets and $1.1B in total deposits. It is located in HEBRON, NORTH DAKOTA (FDIC Certificate #15728).

DAKOTA COMMUNITY B&T NA has a Tier 1 capital ratio of 13.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 1.27%.

Yes. DAKOTA COMMUNITY B&T NA is FDIC-insured (Certificate #15728). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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