Is Dairy State Bank Safe?
Dairy State Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (43/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.48% | 100/100 |
| Nonperforming Loan Ratio | 0.08% | 98/100 |
| Liquidity Ratio | 51.48% | 100/100 |
| Return on Assets | 0.57% | 43/100 |
| Total Assets | $0.7B | |
How does Dairy State Bank compare?
With a Bank Health Score of 94/100, Dairy State Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Wisconsin, where 141 FDIC-insured banks are headquartered, Dairy State Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 19.48% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.08% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Dairy State Bank's Bank Health Score improved by 1.0 points to 94/100. Tier 1 capital weakened by 0.72 percentage points to 19.48%.
Dairy State Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (43/100).