Is Customers Bank Safe?
Customers Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (76/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.17% | 94/100 |
| Nonperforming Loan Ratio | 0.49% | 90/100 |
| Liquidity Ratio | 31.12% | 100/100 |
| Return on Assets | 1.40% | 76/100 |
| Total Assets | $21.0B | |
How does Customers Bank compare?
With a Bank Health Score of 92/100, Customers Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Customers Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 14.17% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.49% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Customers Bank's Bank Health Score improved by 5.0 points to 92/100. Tier 1 capital strengthened by 1.19 percentage points to 14.17%.
Customers Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (76/100).