Is Cumberland Federal Bank FSB Safe?
Cumberland Federal Bank FSB has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (63/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.60% | 100/100 |
| Nonperforming Loan Ratio | 0.49% | 90/100 |
| Liquidity Ratio | 50.88% | 100/100 |
| Return on Assets | 1.06% | 63/100 |
| Total Assets | $0.3B | |
How does Cumberland Federal Bank FSB compare?
With a Bank Health Score of 93/100, Cumberland Federal Bank FSB sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Wisconsin, where 141 FDIC-insured banks are headquartered, Cumberland Federal Bank FSB ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 17.60% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.49% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Cumberland Federal Bank FSB's Bank Health Score improved by 1.0 points to 93/100. Tier 1 capital strengthened by 0.19 percentage points to 17.60%.
Cumberland Federal Bank FSB has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (63/100).