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Is Community Partners Sb Safe?

Community Partners Sb has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (24/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio20.66%100/100
Nonperforming Loan Ratio0.84%83/100
Liquidity Ratio42.98%100/100
Return on Assets0.09%24/100
Total Assets$0.2B

How does Community Partners Sb compare?

With a Bank Health Score of 87/100, Community Partners Sb sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Community Partners Sb ranks above the state average of 72/100 (Grade B).

The bank's Tier 1 capital ratio of 20.66% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.84% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Community Partners Sb's Bank Health Score improved by 1.0 points to 87/100. Tier 1 capital weakened by 0.77 percentage points to 20.66%.

Community Partners Sb has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (24/100).