COMMUNITY PARTNERS SB
SALEM, ILLINOIS · FDIC Cert #30819
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY PARTNERS SB holds a Tier 1 capital ratio of 20.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY PARTNERS SB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY PARTNERS SB shows strong financial health indicators. With $248M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY PARTNERS SB has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 20.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY PARTNERS SB holds $248M in total assets and $203M in total deposits. It is located in SALEM, ILLINOIS (FDIC Certificate #30819).
COMMUNITY PARTNERS SB has a Tier 1 capital ratio of 20.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.84%, and the return on assets is 0.09%.
Yes. COMMUNITY PARTNERS SB is FDIC-insured (Certificate #30819). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.