Is Community First Bank NA Safe?
Community First Bank NA has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (19/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.48% | 100/100 |
| Nonperforming Loan Ratio | 0.02% | 100/100 |
| Liquidity Ratio | 44.10% | 100/100 |
| Return on Assets | -0.03% | 19/100 |
| Total Assets | $0.1B | |
How does Community First Bank NA compare?
With a Bank Health Score of 92/100, Community First Bank NA sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, Community First Bank NA ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 19.48% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.02% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Community First Bank NA's Bank Health Score fell by 1.0 points to 92/100. Tier 1 capital was essentially flat at 19.48%. Quarter-over-quarter, the score rose by 1.0 points.
Community First Bank NA has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (19/100).