Is Community Bank&Trust Safe?
Community Bank&Trust has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (57/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 25.87% | 100/100 |
| Nonperforming Loan Ratio | 0.07% | 99/100 |
| Liquidity Ratio | 54.21% | 100/100 |
| Return on Assets | 0.93% | 57/100 |
| Total Assets | $0.4B | |
How does Community Bank&Trust compare?
With a Bank Health Score of 95/100, Community Bank&Trust sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Community Bank&Trust ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 25.87% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.07% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Community Bank&Trust's Bank Health Score held roughly steady at 95/100. Tier 1 capital weakened by 0.38 percentage points to 25.87%.
Community Bank&Trust has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (57/100).