Is Commercial Bank&Trust of Pa Safe?
Commercial Bank&Trust of Pa has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (38/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 24.13% | 100/100 |
| Nonperforming Loan Ratio | 0.05% | 99/100 |
| Liquidity Ratio | 42.40% | 100/100 |
| Return on Assets | 0.44% | 38/100 |
| Total Assets | $0.4B | |
How does Commercial Bank&Trust of Pa compare?
With a Bank Health Score of 93/100, Commercial Bank&Trust of Pa sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Commercial Bank&Trust of Pa ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 24.13% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.05% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Commercial Bank&Trust of Pa's Bank Health Score fell by 2.0 points to 93/100. Tier 1 capital strengthened by 0.16 percentage points to 24.13%. Quarter-over-quarter, the score fell by 1.0 points.
Commercial Bank&Trust of Pa has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (38/100).