Is Citizens Stb of Milford Safe?
Citizens Stb of Milford has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (62/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.58% | 97/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 51.02% | 100/100 |
| Return on Assets | 1.05% | 62/100 |
| Total Assets | $0.1B | |
How does Citizens Stb of Milford compare?
With a Bank Health Score of 95/100, Citizens Stb of Milford sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Citizens Stb of Milford ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 14.58% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Stb of Milford's Bank Health Score improved by 4.0 points to 95/100. Tier 1 capital strengthened by 1.20 percentage points to 14.58%. Quarter-over-quarter, the score rose by 4.0 points.
Citizens Stb of Milford has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (62/100).