CITIZENS STB OF MILFORD
MILFORD, ILLINOIS · FDIC Cert #931
Capital & Safety Analysis
According to FDIC financial data, CITIZENS STB OF MILFORD holds a Tier 1 capital ratio of 14.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS STB OF MILFORD has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS STB OF MILFORD shows strong financial health indicators. With $52M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS STB OF MILFORD has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 14.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS STB OF MILFORD holds $52M in total assets and $48M in total deposits. It is located in MILFORD, ILLINOIS (FDIC Certificate #931).
CITIZENS STB OF MILFORD has a Tier 1 capital ratio of 14.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.05%.
Yes. CITIZENS STB OF MILFORD is FDIC-insured (Certificate #931). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.