Is Citizens Stb of Cheney Ks Safe?
Citizens Stb of Cheney Ks has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while Tier 1 capital is its weakest area (82/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.69% | 82/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 34.40% | 100/100 |
| Return on Assets | 1.89% | 96/100 |
| Total Assets | $0.1B | |
How does Citizens Stb of Cheney Ks compare?
With a Bank Health Score of 93/100, Citizens Stb of Cheney Ks sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Citizens Stb of Cheney Ks ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 12.69% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Stb of Cheney Ks's Bank Health Score improved by 1.0 points to 93/100. Tier 1 capital strengthened by 0.40 percentage points to 12.69%. Quarter-over-quarter, the score fell by 1.0 points.
Citizens Stb of Cheney Ks has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while Tier 1 capital is its weakest area (82/100).