CITIZENS STB OF CHENEY KS
CHENEY, KANSAS · FDIC Cert #9658
Capital & Safety Analysis
According to FDIC financial data, CITIZENS STB OF CHENEY KS holds a Tier 1 capital ratio of 12.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS STB OF CHENEY KS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS STB OF CHENEY KS shows strong financial health indicators. With $83M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS STB OF CHENEY KS has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 12.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS STB OF CHENEY KS holds $83M in total assets and $77M in total deposits. It is located in CHENEY, KANSAS (FDIC Certificate #9658).
CITIZENS STB OF CHENEY KS has a Tier 1 capital ratio of 12.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.89%.
Yes. CITIZENS STB OF CHENEY KS is FDIC-insured (Certificate #9658). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.