Is Citizens St B&T Ellsworth Ks Safe?
Citizens St B&T Ellsworth Ks has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (60/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.71% | 100/100 |
| Nonperforming Loan Ratio | 0.82% | 84/100 |
| Liquidity Ratio | 36.40% | 100/100 |
| Return on Assets | 1.01% | 60/100 |
| Total Assets | $0.3B | |
How does Citizens St B&T Ellsworth Ks compare?
With a Bank Health Score of 91/100, Citizens St B&T Ellsworth Ks sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Citizens St B&T Ellsworth Ks ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 16.71% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.82% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens St B&T Ellsworth Ks's Bank Health Score held roughly steady at 91/100. Tier 1 capital strengthened by 2.47 percentage points to 16.71%. Quarter-over-quarter, the score fell by 3.0 points.
Citizens St B&T Ellsworth Ks has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (60/100).