CITIZENS ST B&T ELLSWORTH KS
ELLSWORTH, KANSAS · FDIC Cert #11778
Capital & Safety Analysis
According to FDIC financial data, CITIZENS ST B&T ELLSWORTH KS holds a Tier 1 capital ratio of 16.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS ST B&T ELLSWORTH KS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS ST B&T ELLSWORTH KS shows strong financial health indicators. With $257M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS ST B&T ELLSWORTH KS has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 16.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS ST B&T ELLSWORTH KS holds $257M in total assets and $191M in total deposits. It is located in ELLSWORTH, KANSAS (FDIC Certificate #11778).
CITIZENS ST B&T ELLSWORTH KS has a Tier 1 capital ratio of 16.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.82%, and the return on assets is 1.01%.
Yes. CITIZENS ST B&T ELLSWORTH KS is FDIC-insured (Certificate #11778). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.