Is Citizens Nb of Woodsfield Safe?
Citizens Nb of Woodsfield has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (50/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 21.84% | 100/100 |
| Nonperforming Loan Ratio | 0.10% | 98/100 |
| Liquidity Ratio | 54.72% | 100/100 |
| Return on Assets | 0.74% | 50/100 |
| Total Assets | $0.1B | |
How does Citizens Nb of Woodsfield compare?
With a Bank Health Score of 94/100, Citizens Nb of Woodsfield sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, Citizens Nb of Woodsfield ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 21.84% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.10% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Nb of Woodsfield's Bank Health Score fell by 1.0 points to 94/100. Tier 1 capital strengthened by 1.31 percentage points to 21.84%.
Citizens Nb of Woodsfield has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (50/100).