Is Citizens Nb of Albion Safe?
Citizens Nb of Albion has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (69/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 23.73% | 100/100 |
| Nonperforming Loan Ratio | 0.30% | 94/100 |
| Liquidity Ratio | 28.46% | 94/100 |
| Return on Assets | 1.22% | 69/100 |
| Total Assets | $0.3B | |
How does Citizens Nb of Albion compare?
With a Bank Health Score of 94/100, Citizens Nb of Albion sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Citizens Nb of Albion ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 23.73% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.30% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Nb of Albion's Bank Health Score held roughly steady at 94/100. Tier 1 capital weakened by 0.60 percentage points to 23.73%.
Citizens Nb of Albion has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (69/100).