CITIZENS NB OF ALBION
ALBION, ILLINOIS · FDIC Cert #15760
Capital & Safety Analysis
According to FDIC financial data, CITIZENS NB OF ALBION holds a Tier 1 capital ratio of 23.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS NB OF ALBION has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS NB OF ALBION shows strong financial health indicators. With $340M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS NB OF ALBION has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 23.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS NB OF ALBION holds $340M in total assets and $276M in total deposits. It is located in ALBION, ILLINOIS (FDIC Certificate #15760).
CITIZENS NB OF ALBION has a Tier 1 capital ratio of 23.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.30%, and the return on assets is 1.22%.
Yes. CITIZENS NB OF ALBION is FDIC-insured (Certificate #15760). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.