Is Citizens Bank of Kansas Safe?
Citizens Bank of Kansas has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (43/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.41% | 95/100 |
| Nonperforming Loan Ratio | 0.09% | 98/100 |
| Liquidity Ratio | 47.02% | 100/100 |
| Return on Assets | 0.59% | 43/100 |
| Total Assets | $0.5B | |
How does Citizens Bank of Kansas compare?
With a Bank Health Score of 92/100, Citizens Bank of Kansas sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Citizens Bank of Kansas ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 14.41% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.09% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Bank of Kansas's Bank Health Score improved by 1.0 points to 92/100. Tier 1 capital strengthened by 0.85 percentage points to 14.41%. Quarter-over-quarter, the score rose by 1.0 points.
Citizens Bank of Kansas has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (43/100).