CITIZENS BANK OF KANSAS
KINGMAN, KANSAS · FDIC Cert #4707
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK OF KANSAS holds a Tier 1 capital ratio of 14.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BANK OF KANSAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK OF KANSAS shows strong financial health indicators. With $499M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK OF KANSAS has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 14.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK OF KANSAS holds $499M in total assets and $459M in total deposits. It is located in KINGMAN, KANSAS (FDIC Certificate #4707).
CITIZENS BANK OF KANSAS has a Tier 1 capital ratio of 14.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.59%.
Yes. CITIZENS BANK OF KANSAS is FDIC-insured (Certificate #4707). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.