Is Citizens Bank of Edinburg Safe?
Citizens Bank of Edinburg has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (64/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.74% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 65.22% | 100/100 |
| Return on Assets | 1.11% | 64/100 |
| Total Assets | $0.0B | |
How does Citizens Bank of Edinburg compare?
With a Bank Health Score of 96/100, Citizens Bank of Edinburg sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Citizens Bank of Edinburg ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 19.74% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Bank of Edinburg's Bank Health Score improved by 34.0 points to 96/100. Tier 1 capital strengthened by 19.74 percentage points to 19.74%. Quarter-over-quarter, the score rose by 35.0 points.
Citizens Bank of Edinburg has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (64/100).