CITIZENS BANK OF EDINBURG
EDINBURG, ILLINOIS · FDIC Cert #20454
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK OF EDINBURG holds a Tier 1 capital ratio of 19.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BANK OF EDINBURG has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK OF EDINBURG shows strong financial health indicators. With $30M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK OF EDINBURG has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 19.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK OF EDINBURG holds $30M in total assets and $27M in total deposits. It is located in EDINBURG, ILLINOIS (FDIC Certificate #20454).
CITIZENS BANK OF EDINBURG has a Tier 1 capital ratio of 19.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.11%.
Yes. CITIZENS BANK OF EDINBURG is FDIC-insured (Certificate #20454). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.