Is Cibc Bank USA Safe?
Cibc Bank USA has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.43% | 100/100 |
| Nonperforming Loan Ratio | 1.37% | 73/100 |
| Liquidity Ratio | 30.51% | 100/100 |
| Return on Assets | 2.19% | 100/100 |
| Total Assets | $55.9B | |
How does Cibc Bank USA compare?
With a Bank Health Score of 92/100, Cibc Bank USA sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Cibc Bank USA ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 16.43% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.37% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Cibc Bank USA's Bank Health Score fell by 2.0 points to 92/100. Tier 1 capital strengthened by 1.05 percentage points to 16.43%.
Cibc Bank USA has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (73/100).