CIBC BANK USA
CHICAGO, ILLINOIS · FDIC Cert #33306
Capital & Safety Analysis
According to FDIC financial data, CIBC BANK USA holds a Tier 1 capital ratio of 16.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CIBC BANK USA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CIBC BANK USA shows strong financial health indicators. With $55.9B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CIBC BANK USA has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 16.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CIBC BANK USA holds $55.9B in total assets and $43.8B in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #33306).
CIBC BANK USA has a Tier 1 capital ratio of 16.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.37%, and the return on assets is 2.19%.
Yes. CIBC BANK USA is FDIC-insured (Certificate #33306). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.