Is Chippewa Valley Bank Safe?
Chippewa Valley Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while Tier 1 capital is its weakest area (82/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.63% | 82/100 |
| Nonperforming Loan Ratio | 0.29% | 94/100 |
| Liquidity Ratio | 25.92% | 84/100 |
| Return on Assets | 2.62% | 100/100 |
| Total Assets | $0.7B | |
How does Chippewa Valley Bank compare?
With a Bank Health Score of 88/100, Chippewa Valley Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Wisconsin, where 141 FDIC-insured banks are headquartered, Chippewa Valley Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 12.63% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.29% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Chippewa Valley Bank's Bank Health Score held roughly steady at 88/100. Tier 1 capital weakened by 0.72 percentage points to 12.63%. Quarter-over-quarter, the score rose by 6.0 points.
Chippewa Valley Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while Tier 1 capital is its weakest area (82/100).