Is Chillicothe State Bank Safe?
Chillicothe State Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 21.46% | 100/100 |
| Nonperforming Loan Ratio | 0.94% | 81/100 |
| Liquidity Ratio | 46.31% | 100/100 |
| Return on Assets | 1.33% | 73/100 |
| Total Assets | $0.1B | |
How does Chillicothe State Bank compare?
With a Bank Health Score of 92/100, Chillicothe State Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Chillicothe State Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 21.46% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.94% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Chillicothe State Bank's Bank Health Score improved by 1.0 points to 92/100. Tier 1 capital strengthened by 0.57 percentage points to 21.46%.
Chillicothe State Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (73/100).