Is Cfsbank Safe?
Cfsbank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (21/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.20% | 100/100 |
| Nonperforming Loan Ratio | 0.16% | 97/100 |
| Liquidity Ratio | 31.23% | 100/100 |
| Return on Assets | 0.02% | 21/100 |
| Total Assets | $0.7B | |
How does Cfsbank compare?
With a Bank Health Score of 91/100, Cfsbank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Cfsbank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 22.20% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.16% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Cfsbank's Bank Health Score improved by 1.0 points to 91/100. Tier 1 capital weakened by 1.14 percentage points to 22.20%. Quarter-over-quarter, the score rose by 2.0 points.
Cfsbank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (21/100).