Is Central Trust Bank Safe?
Central Trust Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (81/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.50% | 81/100 |
| Nonperforming Loan Ratio | 0.29% | 94/100 |
| Liquidity Ratio | 33.54% | 100/100 |
| Return on Assets | 2.07% | 100/100 |
| Total Assets | $18.6B | |
How does Central Trust Bank compare?
With a Bank Health Score of 92/100, Central Trust Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Central Trust Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 12.50% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.29% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Central Trust Bank's Bank Health Score improved by 1.0 points to 92/100. Tier 1 capital strengthened by 0.34 percentage points to 12.50%. Quarter-over-quarter, the score rose by 1.0 points.
Central Trust Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (81/100).