CENTRAL TRUST BANK
JEFFERSON CITY, MISSOURI · FDIC Cert #12633
Capital & Safety Analysis
According to FDIC financial data, CENTRAL TRUST BANK holds a Tier 1 capital ratio of 12.50%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTRAL TRUST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENTRAL TRUST BANK shows strong financial health indicators. With $18.6B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTRAL TRUST BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 12.50%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTRAL TRUST BANK holds $18.6B in total assets and $14.9B in total deposits. It is located in JEFFERSON CITY, MISSOURI (FDIC Certificate #12633).
CENTRAL TRUST BANK has a Tier 1 capital ratio of 12.50%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 2.07%.
Yes. CENTRAL TRUST BANK is FDIC-insured (Certificate #12633). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.