Is Centennial Bank Safe?
Centennial Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while liquidity is its weakest area (79/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.71% | 90/100 |
| Nonperforming Loan Ratio | 0.58% | 88/100 |
| Liquidity Ratio | 24.84% | 79/100 |
| Return on Assets | 2.43% | 100/100 |
| Total Assets | $22.8B | |
How does Centennial Bank compare?
With a Bank Health Score of 88/100, Centennial Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Arkansas, where 57 FDIC-insured banks are headquartered, Centennial Bank ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 13.71% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.58% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Centennial Bank's Bank Health Score improved by 2.0 points to 88/100. Tier 1 capital strengthened by 0.19 percentage points to 13.71%. Quarter-over-quarter, the score fell by 1.0 points.
Centennial Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while liquidity is its weakest area (79/100).