Is Bny Mellon National Assn Safe?
Bny Mellon National Assn has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while profitability is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.31% | 87/100 |
| Nonperforming Loan Ratio | 0.07% | 99/100 |
| Liquidity Ratio | 25.26% | 81/100 |
| Return on Assets | 1.15% | 66/100 |
| Total Assets | $30.9B | |
How does Bny Mellon National Assn compare?
With a Bank Health Score of 87/100, Bny Mellon National Assn sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Bny Mellon National Assn ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 13.31% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.07% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bny Mellon National Assn's Bank Health Score held roughly steady at 87/100. Tier 1 capital weakened by 1.47 percentage points to 13.31%. Quarter-over-quarter, the score rose by 1.0 points.
Bny Mellon National Assn has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while profitability is its weakest area (66/100).