BNY MELLON NATIONAL ASSN
PITTSBURGH, PENNSYLVANIA · FDIC Cert #7946
Capital & Safety Analysis
According to FDIC financial data, BNY MELLON NATIONAL ASSN holds a Tier 1 capital ratio of 13.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BNY MELLON NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BNY MELLON NATIONAL ASSN shows strong financial health indicators. With $30.9B in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BNY MELLON NATIONAL ASSN has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 13.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BNY MELLON NATIONAL ASSN holds $30.9B in total assets and $25.6B in total deposits. It is located in PITTSBURGH, PENNSYLVANIA (FDIC Certificate #7946).
BNY MELLON NATIONAL ASSN has a Tier 1 capital ratio of 13.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 1.15%.
Yes. BNY MELLON NATIONAL ASSN is FDIC-insured (Certificate #7946). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.