Is BMO Harris Central NA Safe?
BMO Harris Central NA has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (42/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 446.05% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 97.80% | 100/100 |
| Return on Assets | 0.54% | 42/100 |
| Total Assets | $0.0B | |
How does BMO Harris Central NA compare?
With a Bank Health Score of 94/100, BMO Harris Central NA sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, BMO Harris Central NA ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 446.05% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, BMO Harris Central NA's Bank Health Score held roughly steady at 94/100. Tier 1 capital strengthened by 0.48 percentage points to 446.05%.
BMO Harris Central NA has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (42/100).