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Is Battle Creek State Bank Safe?

Battle Creek State Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (57/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio15.81%100/100
Nonperforming Loan Ratio0.00%100/100
Liquidity Ratio21.25%65/100
Return on Assets0.94%57/100
Total Assets$0.0B

How does Battle Creek State Bank compare?

With a Bank Health Score of 87/100, Battle Creek State Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Nebraska, where 120 FDIC-insured banks are headquartered, Battle Creek State Bank ranks above the state average of 65/100 (Grade B).

The bank's Tier 1 capital ratio of 15.81% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Battle Creek State Bank's Bank Health Score fell by 3.0 points to 87/100. Tier 1 capital weakened by 0.30 percentage points to 15.81%. Quarter-over-quarter, the score rose by 4.0 points.

Battle Creek State Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (57/100).