Is Bank of Tioga Safe?
Bank of Tioga has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while Tier 1 capital is its weakest area (87/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.28% | 87/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 62.37% | 100/100 |
| Return on Assets | 2.36% | 100/100 |
| Total Assets | $0.4B | |
How does Bank of Tioga compare?
With a Bank Health Score of 95/100, Bank of Tioga sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within North Dakota, where 55 FDIC-insured banks are headquartered, Bank of Tioga ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 13.28% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Tioga's Bank Health Score improved by 11.0 points to 95/100. Tier 1 capital strengthened by 0.71 percentage points to 13.28%.
Bank of Tioga has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while Tier 1 capital is its weakest area (87/100).