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BankHealth

BANK OF TIOGA

TIOGA, NORTH DAKOTA · FDIC Cert #17280

A
Health Score
95/100
$404M
Total Assets
$401M
Total Deposits
13.28%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF TIOGA holds a Tier 1 capital ratio of 13.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF TIOGA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
62.37%
Liquidity Ratio
Strong — can meet withdrawal demands
2.36%
Return on Assets
Profitable — earning well on assets
$401M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF TIOGA shows strong financial health indicators. With $404M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF TIOGA has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 13.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF TIOGA holds $404M in total assets and $401M in total deposits. It is located in TIOGA, NORTH DAKOTA (FDIC Certificate #17280).

BANK OF TIOGA has a Tier 1 capital ratio of 13.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.36%.

Yes. BANK OF TIOGA is FDIC-insured (Certificate #17280). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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