Is Bank of Orrick Safe?
Bank of Orrick has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (68/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.13% | 100/100 |
| Nonperforming Loan Ratio | 0.09% | 98/100 |
| Liquidity Ratio | 26.32% | 85/100 |
| Return on Assets | 1.21% | 68/100 |
| Total Assets | $0.1B | |
How does Bank of Orrick compare?
With a Bank Health Score of 93/100, Bank of Orrick sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Bank of Orrick ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 18.13% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.09% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Orrick's Bank Health Score fell by 5.0 points to 93/100. Tier 1 capital strengthened by 3.05 percentage points to 18.13%. Quarter-over-quarter, the score rose by 9.0 points.
Bank of Orrick has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (68/100).