Is Bank of Iberia Safe?
Bank of Iberia has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (49/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.34% | 95/100 |
| Nonperforming Loan Ratio | 0.54% | 89/100 |
| Liquidity Ratio | 33.07% | 100/100 |
| Return on Assets | 0.73% | 49/100 |
| Total Assets | $0.1B | |
How does Bank of Iberia compare?
With a Bank Health Score of 90/100, Bank of Iberia sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Bank of Iberia ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 14.34% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.54% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Iberia's Bank Health Score improved by 1.0 points to 90/100. Tier 1 capital was essentially flat at 14.34%. Quarter-over-quarter, the score rose by 1.0 points.
Bank of Iberia has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (49/100).