BANK OF IBERIA
IBERIA, MISSOURI · FDIC Cert #8584
Capital & Safety Analysis
According to FDIC financial data, BANK OF IBERIA holds a Tier 1 capital ratio of 14.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF IBERIA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF IBERIA shows strong financial health indicators. With $68M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF IBERIA has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 14.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF IBERIA holds $68M in total assets and $62M in total deposits. It is located in IBERIA, MISSOURI (FDIC Certificate #8584).
BANK OF IBERIA has a Tier 1 capital ratio of 14.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 0.73%.
Yes. BANK OF IBERIA is FDIC-insured (Certificate #8584). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.