Is Bank of Holyrood Safe?
Bank of Holyrood has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 25.11% | 100/100 |
| Nonperforming Loan Ratio | 1.37% | 73/100 |
| Liquidity Ratio | 28.53% | 94/100 |
| Return on Assets | 1.80% | 92/100 |
| Total Assets | $0.1B | |
How does Bank of Holyrood compare?
With a Bank Health Score of 90/100, Bank of Holyrood sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Bank of Holyrood ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 25.11% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.37% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Bank of Holyrood's Bank Health Score fell by 2.0 points to 90/100. Tier 1 capital strengthened by 0.54 percentage points to 25.11%. Quarter-over-quarter, the score fell by 3.0 points.
Bank of Holyrood has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (73/100).