BANK OF HOLYROOD
HOLYROOD, KANSAS · FDIC Cert #9661
Capital & Safety Analysis
According to FDIC financial data, BANK OF HOLYROOD holds a Tier 1 capital ratio of 25.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF HOLYROOD has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF HOLYROOD shows strong financial health indicators. With $67M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF HOLYROOD has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 25.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF HOLYROOD holds $67M in total assets and $52M in total deposits. It is located in HOLYROOD, KANSAS (FDIC Certificate #9661).
BANK OF HOLYROOD has a Tier 1 capital ratio of 25.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.37%, and the return on assets is 1.80%.
Yes. BANK OF HOLYROOD is FDIC-insured (Certificate #9661). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.