Is Bank of Guam Safe?
Bank of Guam has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.40% | 95/100 |
| Nonperforming Loan Ratio | 0.50% | 90/100 |
| Liquidity Ratio | 32.16% | 100/100 |
| Return on Assets | 1.28% | 71/100 |
| Total Assets | $2.5B | |
How does Bank of Guam compare?
With a Bank Health Score of 93/100, Bank of Guam sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Guam, where 2 FDIC-insured banks are headquartered, Bank of Guam ranks above the state average of 83/100 (Grade A).
The bank's Tier 1 capital ratio of 14.40% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.50% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Guam's Bank Health Score improved by 3.0 points to 93/100. Tier 1 capital strengthened by 0.30 percentage points to 14.40%. Quarter-over-quarter, the score rose by 3.0 points.
Bank of Guam has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (71/100).