Safest Banks in Guam 2026
Guam has 2 FDIC-insured banks with an average Bank Health Score of 83/100 (A). The safest bank is Bank of Guam with a score of 93/100.
Data from FDIC Q2 2024
Top 2 Banks in Guam
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Bank of Guam | Hagatna | A | 93 | 14.40% | 0.50% |
| 2 | Bankpacific Ltd | Hagatna | B | 72 | 25.07% | 3.85% |
Bank Health Scores for Guam are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Bank of Guam in Hagatna is currently the safest bank in Guam with a score of 93/100 (Grade A).
Guam has 2 FDIC-insured banks with a combined $2.7B in total assets. The average Bank Health Score across the state is 83/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).