BANKPACIFIC LTD
HAGATNA, GUAM · FDIC Cert #30692
Capital & Safety Analysis
According to FDIC financial data, BANKPACIFIC LTD holds a Tier 1 capital ratio of 25.07%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKPACIFIC LTD has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANKPACIFIC LTD shows strong financial health indicators. With $175M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANKPACIFIC LTD has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 25.07%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANKPACIFIC LTD holds $175M in total assets and $152M in total deposits. It is located in HAGATNA, GUAM (FDIC Certificate #30692).
BANKPACIFIC LTD has a Tier 1 capital ratio of 25.07%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.85%, and the return on assets is 0.75%.
Yes. BANKPACIFIC LTD is FDIC-insured (Certificate #30692). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.