BANK OF GUAM
HAGATNA, GUAM · FDIC Cert #20884
Capital & Safety Analysis
According to FDIC financial data, BANK OF GUAM holds a Tier 1 capital ratio of 14.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF GUAM has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF GUAM shows strong financial health indicators. With $2.5B in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF GUAM has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 14.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF GUAM holds $2.5B in total assets and $2.3B in total deposits. It is located in HAGATNA, GUAM (FDIC Certificate #20884).
BANK OF GUAM has a Tier 1 capital ratio of 14.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 1.28%.
Yes. BANK OF GUAM is FDIC-insured (Certificate #20884). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.